The City of Fremont has a little know program that may benefit many homeowners. It's the Neighborhood Home Improvements Program (NHIP).  Fremont's program (NHIP) offers low interest loans and grants to income eligible households in Fremont to help facilitate essential repairs and home improvements. The City of Fremont is geared towards building better neighborhoods one single family residence at a time -- starting with yours!

If your home needs improvement, this may be a program that will work for you. It provides low interest and deferred loans and grants through Fremont to get you off to the right start. You may be qualified to take advantage of the following loans in the NHIP:

• Home Improvement Loan
• Incentive Grant* (Subject to approval. Must take out a loan, to be considered for grant. Property must be in a Redevelopment Project Area. Use it to landscape your front yard!)
• Exterior Paint and Energy-Efficiency & Accessibility Grant. (Subject to approval. Must take out a loan, to be considered for a grant)
• Emergency / Minor Repair Grant (Subject to availability of funds)
• Home Access Grant (For homes with disabled occupants. Subject to availability of funds)

Fremont Home Improvements Eligible:

• Replacement of roof;
• Repair or replacement of damaged or shifting foundations;
• Repair or replacement of deficient plumbing, electrical, and heating systems;
• Earthquake reinforcement or retrofitting;
• Landscaping / Fence repair;
• Home interior and exterior painting.

Loans:

Loan amount: up to $60,000.
Interest rate: Simple Interest at 3%
Term: 30 years
Loan Repayment: Deferred or amortized payments

Incentive Grants:

There are also Grants (up to $3,000) available for façade, energy-efficiency, and accessibility improvements. Homes must meet basic health and safety codes before grant funds can be used.

If you can answer "Yes" to the following questions, you may be eligible to participate in the City of Fremont's NHIP:

•  Do you own and live in a home in Fremont?
•  Is your Fremont home in need of basic repair and property improvements?
•  Do you have only one mortgage on your Fremont home or has your mortgage been paid off?
•  Do you meet the income guidelines listed below?

2010 Gross Annual Income Limits:

To Get Started All it takes is 5 easy steps......

1.      Get an application. You can have one mailed to you.

2.      Fill out an application. It is simple and easy to read.

3.      Create your "wish list". A Construction Specialist will visit your home to help you develop a list.

4.      Hire a contractor. City of Fremont will bid out the project, but you make the final contractor selection.

5.      Make the improvements. Enjoy your "New Home"....

Thank you for taking the time to read the information I have made available to you. This information is brought to you by your Fremont real estate expert Clyde Brown. If you would like more information on this program feel free to contact me with the form below. I can send you the NHIP Application and the NHIP Step By Step Guide.

There is a lot of free information available to you about buying, selling, investing, or relocating in the Fremont real estate market. For complete information about the Fremont Ca real estate market including current Fremont homes for sale, property values, market conditions and more please visit the most complete website dedicated to everything Fremont real estate related. www.ClydeBrownHomes.com.

If you or someone you know are in need of a competent and experienced Fremont real estate agent in or near Fremont Ca, or have real estate or mortgage related questions, please feel free to contact me I will be more than glad to answer your questions. Call me at 800-839-0665 or email me at Clyde@ClydeBrownHomes.com. Clyde Brown Legacy Real Estate & Associates.