Your credit makes all the difference in the workld when looking to purchase a home in the Pekin Real Estate market.

What is a Credit Score ? Your credit score has been reduced to a three-digit score commonly known as FICO. FICO stands for: Fair Issac & Co) score. This score is assigned to you by three major credit bureaus, (TransUnion, Equifax and Experian). You score shows how likely you are to pay back a loan on time. The highes your FICO score, the lower your presumed risk of default.

What Is In My Credit Report ? Your credit report included where you live, how you pay your bills and whether you've been sued, arrested or filed bankruptcy. By law, you may obtain one free report annually from each credit bureau online at annualcreditreport.com.

Tomorrow, I will be blogging about erasing negative info and making corrections to your credit report.

For a FREE LIST of homes available in the Pekin Real Estate market and surrounding communities, visit us at www.livinginpekin.com or complete the form below. These timely tips are brought to you by Pekin Realtor®, Brad Barnard. I may be reached directly at 309-241-0313.

First name* Last Name* Address* City* Zip Code Email* Phone Price Range* -- Select Price Range --$0.00 to $40,000$40,000 to $59,999$60,000 to $79,999$80,000 to $99,999$100,000 to $129,999$130,000 to $169,999$170,000 to $199,999$200,000 to $299,999$300,000 to $399,999$400,000 to $599,999$600,000 to $799,999$800,000 to $999,999$1,000,000+ Desired City* -- Please select --Pekin Peoria Morton East Peoria Manito Germantown Hills Metamora Washington Bartonville Delevan Green Valley Comments Enter the code:    Please wait...