Your credit makes all the difference in the workld when looking to purchase a home in the Pekin Real Estate market.

How do I correct an error on my credit report ? If you find incorrect information on your report, both the credit reporting company and the information provider are responsible for correcting the error. Tell the credit reporting company (in writing) the information you think is inaccuarte, with copies of the documents that support your claim. Also, tell the creditor, or information provider (in writing) that you are disputing the item. For an example of a dispute letter, visit ftc.gov.

Can I erase negative information in my credit report ? If the negative information on your report is accurate, only the passing of time can assure its removal. A credit reporting company can report accurate negative information for 7 years and bankruptcy information for up to 10 years.

For a FREE LIST of homes available in the Pekin Real Estate market and surrounding communities, visit us at www.livinginpekin.com or complete the form below. These timely tips are brought to you by Pekin Realtor®, Brad Barnard. I may be reached directly at 309-241-0313.

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