Lower housing prices may equal better times for all. 

I read an interesting article recently about disposable income in The Apple Valley area...you know disposable income, what's left over after we pay our taxes, mortgage payment, car payment, credit cards, utility bills, groceries, gasoline, school supplies (or maybe tuition) and so forth and so forth until you get down to "what's left".   Anyway...the article referred to the 2007 median income of $57,298, while not as high as the OC (Orange County) or San Diego, after subtracting annualized current housing prices, left a larger amount of disposable income in the pockets of homeowners and with housing price dropping as much as they have...Wow!  It seems to me that this additional disposable income could result in greater consumer spending and that means better times for business and that trickles into taxes for the cities and a stronger infrastructure for everyone.  Due to the overall affordability of housing in the Apple Valley it makes senses that better time are on the way. 

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