SunTrust Mortgage Rates for Frederick Maryland Real Estate 08.05.2011
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Purchase Money Rates/ 45 day Lock / Rates - 8/5/2011
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Product
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RATE
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Points
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30 Year Fixed - 80% LTV - Conforming (<417K)
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4.250%
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0
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30 Year Fixed - 90% LTV - NO Mortgage Insurance (<417K)
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4.625%
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0
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30 Year Fixed - 95% LTV - NO Mortgage Insurance (<417K)
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4.875%
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0
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30 Year Fixed - Conforming Jumbo (>417k,<729K)
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4.375%
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0
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15 Year Fixed - Conforming (<417K)
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3.750%
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0
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10 Year Fixed - Conforming (<417K)
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3.250%
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0
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5/1 ARM Conforming (<417K)
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2.990%
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0
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10/1 ARM Conforming Jumbo(>417k,<729K)
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3.875%
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0
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USDA 30 Year Fixed - 100% financing
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4.250%
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-1
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30 Year Fixed - FHA/VA <417K, credit score >720
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4.250%
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-1
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Physician Loan, NO MI, 30 Year Fixed, 95% LTV to 1M
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4.875%
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0
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Disclosure:
These rates are for PURCHASE MONEY ONLY (add up to .125% for rate/term refinance rates), Owner Occupied, Single Family Home/Townhouse, 45 Day Lock, 740+ credit unless noted otherwise.
For conventional loans I assumed 25% down where not noted specifically. Rates apply to loan amounts > $250,000. “No Mortgage Insurance” means no Mortgage Insurance paid for by the client, SunTrust pays the MI. Not all clients qualify for lender paid mortgage insurance.
For Government loans I assumed the minimum required down payment. Rates and Terms are subject to change without notice, this is not a commitment to lend, equal opportunity lender and all applicants are encouraged to apply.
An example of an adjustment would be: add 1/8% to the rate for an FHA loan with a credit score between 660 and 720 or add 1.75-3.0 points for an non-owner occupied property. Individual tax circumstances will vary, consult a tax advisor about any tax related matters.
Information provided by John Anselmo, Mortgage Loan Officer, SunTrust Mortgage
If you’d like to speak with an experienced Frederick Maryland real estate agent who has your best interest in mind, please contact me with any of your real estate or mortgage questions toll Free, 24/7, at 1-800-395-9636 x7 or E-mail me at bill@homes2price.com.
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SunTrust Mortgage Rates for Frederick Maryland Real Estate 08.05.2011
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