When thinking of buying a home we recommend that you get pre-qualified with a lender before selecting a home to purchase.  Here are the reasons why...  You can determine which loan program best fits your needs and which programs you will qualify for.  You will know exactly how much you are qualified for.  It is no fund to find your dream home and then realize that you cannot afford it.  Your monthly payment will be set.  This will allow you to budget your money before making this large investment.  It shows you what your down payment and closing costs will be.  If you would like to look at all homes for sale in Newburgh Indiana click here.  If you are a first time homebuyer then you might want to look at this site for tons of first time home buyer information.