Whether you don the role of a seller or buyer of a home, a home warranty is of utmost significance. It is a protection against economical loss and provides immense peace of mind. Purchasing a home warranty in Greeley Colorado and Weld County is hence worth all the effort and the cost. If you have employed a real estate agent in Greeley Colorado and Weld County he will certainly advise you to purchase a home warranty.

What is a home warranty?

A home warranty is a plan that proffers the owner’s property, protection from unforeseen breakdowns of electrical, plumbing, heating and air-conditioning installations as well as dishwashers, stoves, ovens, garbage disposals and water heaters.

Most Home protection plan offering companies also provide optional coverage of Jacuzzis, swimming pools, spas and hot tubs on payment of extra amounts. The protection however is not extended to damage that exists prior to taking the policy. Some companies charge a service charge each time they send a technician for making repairs.

Why should you purchase a home warranty in Greeley Colorado and Weld County?

It is beneficial to the seller to purchase a home warranty because it raises the sale value of the house in Greeley Colorado and Weld County by making the house more attractive to the buyer. A home warranty gives the buyer a more solid assurance that the plumbing, heating and electrical components of the house have no blips and in case any arise in the future within a year or so they will be taken care of by the home warranty company.

It also saves the seller from losing money on repairs after his escrow closes. It saves the seller from the hassle of a law suit by the buyer. Possessing a home warranty can also help you get a loan from lenders as they usually ask for complete insurance coverage of your home.

Your home insurance is not as comprehensive as a home warranty because often the home insurance policy does not cover problems like mold infestation, damaged plumbing, heating and electrical systems etc. The home warranty will cover your repair expenses only if damage to the home systems occurred on their own without any negligence on your part.

A home warranty becomes imperative when the home in Greeley Colorado and Weld County is older than ten years and its heating, plumbing and electrical equipments etc are original. Such systems stand more risk of malfunctioning. If the home systems are subject to heavy use opt for a home warranty.

Always read the home warranty contract well to understand what is covered and what is not, before you purchase it. A buyer can purchase home warranty if the seller does not purchase it.

There is a lot of free information available to you about buying, selling or investing in Greeley Colorado and Weld County real estate. For complete information about the Greeley Colorado and Weld County real estate market including sellable homes, property values and more please visit the most complete website online dedicated to Greeley Colorado and Weld County real estate at www.greeley-weldcountyhomesforsale.com. I will be glad to answer your real estate or mortgage related questions. Call me on my cell at 9703021233 or email me using the form below.

For information about Greeley Colorado foreclosures visit www.greeleycoloradoforeclosures.com.

Thanks and have a great day,

Marc Oster

Y and M Real Estate LLC

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