With the selection of homes on the market and prices still showing some decline now could be the right time to jump into the Lakeland FL Real Estate market. Interest rates are still low and with the First Time home buyer tax credit there are about $8000 reasons to buy your first home.  The state of Florida is also working on a way to make that tax credit available to you as down payment. Right now FHA is saying that the credit can be used for down payment in addition to the minimum 3.5% required by the home buyer. There is a great selection of homes in the Lakeland Florida Real Estate market. Don't be that person that wishes they had done something when the "deals" were available. For more information on the $8000 tax credit visit the Lakeland Florida Real Estate resource web site. For the free report from the Florida Association of Realtors please fill the form in below: